About Us


  Paula and Amanda Scott are a mother-daughter duo with services. Ranging from all over Ontario to even Canada-wide.
  Not all Mortgage Brokers or Mortgage Agents are created equal. At BestRate you’re a person, not a file, and our promise of        service is second to none in the Canadian mortgage business.

  We’re proud to be voted as one of the top Mortgage Brokers in the industry.

  Our office is in Oakville but we are now mobile and can come to you in person, by phone or by email.
  Many options to service you better. We also service Hamilton, Ancaster, Burlington, Hagersville, Dunnville and the                    surrounding areas.


BestRate Financial was started in Ancaster in 2000 by Paula Scott and quickly became the most successful brokerage in Hamilton within a few years.
After over 15 years and in response to an evolving technological world, BestRate became home-based in 2017. Furthermore, in 2019 BestRate decided to expand its customer service and resources, along with it’s product options and quality by joining The Mortgage Centre Canada.

We are still The Scott Team of BestRate Financial, but we have joined an amazing support system with an incredible platform in order to give you even more outstanding service.

Paula ScottWHO IS PAULA?

Paula has over 30 years of business experience and over 20 years as a mortgage broker. Being a mortgage broker means more to Paula than simply getting her clients a mortgage. Her philosophy as an accredited mortgage professional is to make sure that every detail of your mortgage is understood by you, her client. Nothing is more important than your complete satisfaction.

Along with her Honour’s Business Degree in Finance and her previous lending experience, Paula was nominated for best independent broker in Canada and has an outstanding reputation in the across Ontario. Paula has extensive knowledge in all aspects of the mortgage industry, and she’s undoubtedly the best at providing professional unbiased advice and assistance throughout the entire financing process. In her spare time, Paula enjoys reading, walking her dogs and playing guitar. She is also a proud grandmother and loves to travel and sight-see in her sailboat, but nothing gives her more pleasure than helping her clients. Mortgage Broker #M08000349


Amanda  Paula’s daughter Amanda Scott has been assisting Paula for over a decade, and has over 2 years of mortgage                    experience as and Agent. She has learned hands-on from one of the most reputable brokers in the Canadian industry,    her own mother, while also running a successful Private Music Teaching business herself for over 10 years. After a          decade of self- employment she decided to pursue mortgages full time as it has always been a passion of hers.
  In addition to a Bachelor of Arts from Brock University and entrepreneurial experience, Amanda has extremely good    problem solving skills and it truly is her goal to help everyone achieve their homeowning dreams. Her enthusiasm for    houses began as a young child and has only fuelled her into being an incredibly passionate and compassionate                addition to BestRate Financial. Like her mother, Amanda enjoys playing instruments and spending time with her          toddler and pets. She has purchased 2 homes already and therefore has extensive knowledge of lending rules,                  mortgages products and investment opportunities. Amanda is contemporary, tech-savvy and expectedly the perfect        yang to Paula’s ying. Mortgage Agent #M17002753




Our Location


R.D.M. Financial Consultants

FSRA Licence #10716

440 Niagara St, Unit 6A

Welland, Ontario L3C1L5




Contact Us

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Not all Mortgage Brokers or Mortgage Agents are created equal. At Best Rate Financial you're a person, not a file, and our promise of service is second to none in the Canadian mortgage business. We're proud to be voted as one of the top Mortgage Brokers in the industry. We help make your dreams come true!

R.D.M. Financial Consultants, Brokerage License: 10716 Each Mortgage Centre office is independently owned and operated. Privacy Policy Mortgage Centre Canada.